Blog

Before you drive home any vehicle you've purchased at our Mazda dealership, you'll need to arrange insurance for it. Finding coverage for your vehicle isn't difficult, but understanding how car insurance works can save you money and help you make a better choice. Here's what you need to know about insuring your next vehicle. 4 Things to Know About Car Insurance for Your Mazda Dealership Vehicle 1. Your Credit Matters Your credit likely played a role in determining the type of financing you aranged for the vehicle, and it can have an impact on how much you pay for insurance as well. Insurers evaluate certain credit characteristics in determining how much of a risk you pose. Your history of on-time payments, the amount of debt you have, the type of credit that you have, and any new credit applications you've recently submitted are all factors that insurers may look at. more 2. Paying in Full May Save You Money Not everyone can pay their insurance premiums in full and up front, but if you can, it may save you money. When you pay for insurance in installments, it creates more work for the insurance company, so they may charge you administrative fees or add surcharges to the amount you owe. Before paying your premium, ask about any discounts you may receive for paying up front. Paying your full premium at the start of your policy also means you won't have to worry about late or missed payments. 3. Don't "Set It and Forget It" Premiums can vary significantly from one insurer to another, so rather than setting your policy to autorenew every year, it's worth taking the time to shop around every 12 months to make sure you've got the best rate. And before switching to a new policy that will save you money, check to make sure the level of coverage and the deductible is comparable. 4. Understand What a Higher Deductible Means As you're shopping around for an insurance policy, you'll find that having a higher deductible usually results in lower premiums. Before making the jump to a high-deductible policy, give some thought to what this means. A higher deductible means that in the event of an accident or another loss, you'll have to cover a larger portion of the damage yourself before insurance kicks in. While a higher deductible can cushion your monthly budget by reducing your premiums, you'll want to make sure you're financially able to cover that deductible if a loss occurs. Following a few simple rules of thumb can help you arrange great insurance coverage for that new set of wheels. When you're ready to purchase your next vehicle, head to Tom Bush of Jacksonville.

The new car warranty period for Mazda is three years or 36,000 miles for limited coverage, five years or 60,000 miles for powertrain coverage, and up to three years of roadside assistance. However, after these warranties are up, you may want to extend your coverage. Explore the benefits of an extended warranty before you sign up for more coverage at your Mazda dealer. What's Included in an Extended Warranty on a New Mazda? Extended protection from Mazda falls under Mazda's exclusive Extended Confidence warranty plans. There are two plans that drivers can use to boost coverage: the Total Confidence plan and the Powertrain Confidence plan. Both of these plans will extend coverage for up to nine years or 100,000 miles and come with extended roadside assistance benefits for the length of the term. Other benefits of extended coverage include access to genuine Mazda parts for replacement or repair of covered vehicle components, advanced diagnostics, and transferability. The warranty plans are accepted at all certified dealerships as well. The only thing not covered by these warranty plans is the cost of routine maintenance or repairs due to expected wear and tear. more How Much Does Extended Coverage Cost? Mazda's extended coverage is very affordable. Drivers can choose from deductibles ranging from $0 to $100. For some drivers, it may be a good idea to choose the $100 deductible, since this will mean paying much less for the repair or replacement of more expensive parts. Over the course of the warranty term, drivers can expect to pay roughly $2,000. Does Mazda Have Other Protection Plans? In addition to extending your warranty coverage period, you can also sign up for other Mazda protection plans. These plans include Vehicle Theft Protection, Wear and Tear Protection, Appearance Package Protection, Tire and Wheel Protection, GAP Protection, and Prepaid Maintenance. How Can You Maintain Your Warranty Coverage? The best way to maintain your coverage is to keep up with Mazda's recommended service schedule. This is a good-faith showing that you are doing everything you can as a Mazda owner to keep covered components in good condition. If you ever need service, keep your records and visit an authorized servicer (such as your local dealership) to ensure your warranty will cover your replacement or repairs. When Should You Get Extended Coverage at Your Mazda Dealer? The best time to purchase extended coverage for your vehicle is when it is still in the factory warranty period. You can speak with your local dealership about purchasing extended coverage when you buy your new vehicle. Mazda offers two generous extended coverage plans, so you can reduce the cost of unexpected repairs. Along with extending your warranty, you can also sign up for other protection plans. To learn more about how to extend your warranty protection, contact Tom Bush Mazda today.